The Benefits Divide: Workers at Lower-Wage Firms and Employer-Sponsored Insurance, released in August 2017, focuses specifically on health insurance coverage and health care affordability among workers at lower-wage firms.
The majority of Massachusetts residents obtain health insurance through their own or a family member’s employer. Employer-sponsored insurance shapes the health insurance markets in the state and impacts the demand for the state’s public insurance programs, including MassHealth.
The Massachusetts Employer Survey, an ongoing health insurance survey of employers, tracks and monitors employer health insurance offerings, employee take-up rates, cost-sharing, plan characteristics, and employer decision making. It was conducted on a bi-annual basis from 2001 through 2009; then in 2010, 2011 and 2014.
In 2016, the survey was redesigned to better reflect changes in the health insurance markets and changing state priorities for health care reform. The survey was conducted during the summer and fall of 2016. The final report, field report, databook, and survey questionnaire were released in March 2017.